Terms and Conditions

Welcome to the Leafless Cards mobile application (collectively, including all content and functionality available through the Leafless Cards app, downloadable software, mobile applications and other services provided by us, referred to as the "App"). By accessing or using the App, you (App user, or "User"), whether registered or not, accept these Terms of Use ("Agreement"), including as applicable our Privacy Policy, which is incorporated into the Agreement, and agree to be bound by these terms and all applicable laws of the State of Oregon and the United States of America.

The Privacy Policy is available for review within the App and at our support channels.

Use of App

The App is not intended for and may not be used by individuals who are under eighteen years of age. By registering a Leafless Cards account, the App user or User promises that they are at least eighteen years of age. The App may not be used to gain or attempt to gain a competitive advantage in Leafless Cards’ industry market or be used for any commercial purpose beyond legitimate business networking and professional contact sharing. Services and products are intended only for persons who are legally permitted to enter binding contracts. The information, opinions, images, messages, text information, graphics, files, ideas, data and any other content provided to us by Users ("User Submissions") and uploaded, published, displayed or otherwise made available ("posted") on the App is not endorsed by Leafless Cards. Users are solely responsible for the submissions he or she posts. Users retain all ownership rights in his or her own User Submissions. However, by submitting User Submissions to the App, Users grant to Leafless Cards a non-exclusive, worldwide, non-revocable, transferable, royalty-free, and perpetual right to use the User Submissions for the limited purpose of providing the digital business card service. User Submissions are not confidential or proprietary.

Third-Party Software Integrations

Leafless Cards integrates with a number of third-party services and software platforms to allow for greater functionality and expanded service offerings. These integrations include Firebase for cloud hosting and data storage, Google Cloud Platform for AI-powered OCR processing, Google My Business API for business data enrichment, Apple Wallet for digital business card integration, Firebase Analytics for app analytics, Sentry for error tracking, and Microsoft Clarity for user behavior analytics.

Users may access content, products, or services from these third parties through APIs or other means within the App. If you access any third party content, products, or services through the App, you should be aware of the separate Privacy Policies and Terms of Use for those third parties.

When you add your digital business card to Apple Wallet, the card data is stored locally on your device by Apple. We do not have access to or control over the Apple Wallet version of your card after it’s added. Updates to your original digital business card will not automatically update the Apple Wallet version.

For Google My Business API integration, you must maintain your own Google account. The User agrees that Leafless Cards shall not be liable or responsible for any damages, claims, liabilities, costs, harms, inconveniences, privacy law violations, data breaches, business disruptions or expenditures of any kind that may arise or result of or in connection with the use of these third party integrations. In the event that any User has a dispute with any party to a transaction involving third-party services, the User agrees to release, hold harmless, and indemnify Leafless Cards from all claims, demands, actions, proceedings, costs, expenses and damages arising out of or in connection with any such dispute.

Subscription Fees for Paid Services

Leafless Cards currently offers a free service, but you may choose to upgrade to a paid subscription when premium features become available. You agree to pay all applicable fees related to your use of the App and any services provided by Leafless Cards as described in the App and related documentation. By providing a payment method when premium features become available, you expressly authorize Leafless Cards to charge the applicable cost of services, and other costs such as overage fees and taxes, at regular intervals as set forth in each paid product description. Leafless Cards will automatically renew and charge your payment method based on the subscription plan chosen, plus any additional overage or service fees, plus arrears due to failure to process a payment owed during a previous billing cycle if applicable. Payments are non-refundable, but Leafless Cards may consider a request to refund a past payment on a case-by-case basis.

By creating an account and upgrading to a paid subscription for a Leafless Cards product or service when available, you consent to allow Leafless Cards to charge your credit card (or other payment method) through its payment processors (including Stripe) for the amounts due for your initial subscription period and for additional subscription periods until your account is downgraded back to the free plan, or until your account is cancelled or deleted. Paid accounts will automatically renew at the start of each new subscription period unless you downgrade the account to a free plan or cancel the account. Downgrading or cancellation will be effective immediately and you will not be entitled to a refund of any payments for the remainder of the unused subscription period. You may downgrade or cancel your Leafless Cards account by deleting your account through the app or by contacting support.

Electronic Communications

By using the App or registering for Leafless Cards, you consent to receive electronic communications from us. These may include operationally essential messages about topics including but not limited to: changes to your account settings; digital business cards that have been created, modified, or shared in your account; payment receipts, notices of delinquent payment, or other transactional information or requests when premium features are available; and other messages as consistent with our Privacy Policy. Leafless Cards may also send you educational or promotional messaging about new features, product offerings, or services that it determines may be relevant to you, but which may also be considered not operationally essential. You have the ability to opt-out of any non-essential messaging at any time; please refer to the Leafless Cards Privacy Policy for more information.

Rules of Conduct

The following rules of conduct apply to Users use of the App and to all User Submissions posted on the App. Users agree to adhere to generally accepted rules of etiquette and behavior standards. Additionally, as a User, you agree not to: post User Submissions that are libelous, hateful, inflammatory, illegal, inaccurate, malicious, false, pornographic, defamatory, harmful to others, obscene, sexually explicit, harassing, vulgar, violent, racially, ethnically or culturally offensive, or otherwise objectionable or offensive in any way; post User Submissions that are invasive of privacy, publicity, intellectual property, proprietary, or contractual rights; post photos or videos of another person without that person’s consent; post any advertising or solicitation or commercial content whatsoever on the App beyond legitimate business networking purposes; post User Submissions or take any action on the App that violates any law, creates liability, or promotes illegal activities; impersonate any person or entity, or misrepresent him or herself or any affiliation with any person or entity; promote software or services that delivers unsolicited email or contains viruses, Trojan horses, worms, time bombs, or other harmful programming routines or computer code; engage in any systematic retrieval of content or information from the App to create or compile, directly or indirectly, a collection, compilation, database, or directory, whether through the use of robots, spiders, automatic devices or manual processes; solicit personal information from anyone under the age of 18; post the personal information of another person without that person’s permission; use another User’s account or modify or remove another User’s User Submissions without their permission; use automated tools to access or scrape our Service; attempt to hack, reverse engineer, or compromise our systems; create fake accounts or impersonate others; send unsolicited marketing or spam through shared cards; or use the Service for pyramid schemes or illegal business practices.

Leafless Cards agrees not to prescreen User Submissions and does not guarantee that the App will be free from offensive, inaccurate, unlawful or otherwise objectionable User Submissions. Leafless Cards expressly disclaims any liability in connection with User Submissions; assumes no responsibility for, or any obligation to monitor or remove, User Submissions; assumes no responsibility for any action or inaction taken in regards to offensive content or User Submissions on the App; reserves the right to restrict any User’s access to the App and to edit, remove, or refuse to post any User Submissions or terminate User accounts for any or no reason. This includes, without limitation, User Submissions that may be harmful to others or if User has engaged in harassment of Leafless Cards service providers. Users may immediately notify Leafless Cards of any objectionable User Submissions appearing on the App, but Leafless Cards makes no promise that it will edit or remove any specific User Submissions.

Accuracy of Information

Although Leafless Cards updates information on the App periodically, Leafless Cards does not offer assurance that the information or material is error-free or complete. Such updates include but are not limited to availability and price when premium features become available. Leafless Cards reserves the right to revise or change information on the App without prior notice. Although we apologize for the inconvenience, Leafless Cards reserves the right to correct any information at any time, even during User transactions, and will take measures that may include refusal, cancellation, or revision to adjust Users final payment when applicable. All prices are available for limited time only when premium features become available, and Leafless Cards reserves the right to change any price without notice. Current promotions, sales, and discounts are not valid towards previously purchased service when applicable. In the event where Leafless Cards’ cost to provide service exceeds the revenue derived from the Customer, Leafless Cards reserves the right to cancel, revise, modify pricing, or refuse service.

Third Party Links and Content

Links and references to and from third party websites or services are provided for convenience only. Leafless Cards does not expressly or implicitly endorse any information, materials, or services offered by third parties, nor their accessibility or security. Leafless Cards does not assume any responsibility or liability for third party sites or services, nor does Leafless Cards make any representation or warranties for or with respect to these sites or services. Leafless Cards and its service providers do not guarantee the accuracy or completeness of the App’s content. Leafless Cards does not assume responsibility or liability for third party content on the App. Vendors of Leafless Cards may furnish certain information available to the User, including certain product data and opinions, and thus User agrees to indemnify Leafless Cards service providers and affiliates against all losses or damages resulting in User’s reliance on any information, opinion, or advice obtained through the App.

Termination

Leafless Cards reserves the right, in its sole discretion, to terminate any User account and any User Submissions, and restrict User’s access to all or any part of the App, for any or no reason, without notice, and without liability to any User or anyone else. These Terms of Use are applicable to any User who accesses, registers, or uses the App. The terms of Termination; Indemnity; Copyright and Trademark Disclaimer; Limitation of Liability and Disclaimer of Warranties; and Governing Law sections will survive any termination of service or use of the App. Upon termination, your data will be immediately deleted as described in our Privacy Policy, except that cards saved to Apple Wallet will remain on users’ devices.

Indemnity

User agrees to indemnify Leafless Cards and its service providers and affiliates against all losses or damages, including reasonable attorney’s fees, resulting from or relating in any way to his or her User Submissions, use of the App, any violation of this Agreement, Privacy Policy, any law, or the rights of any third party, or any activity on the User’s account by another third party.

Copyright and Trademark Disclaimer

The App is owned by Leafless Cards and is available for Users personal and commercial business networking purposes. The Leafless Cards name, logo, and app content, including all pictures, slogans, text, colors, designs, graphics, images, icons, buttons, code, and software, are all subject to trademark, copyright, and other applicable intellectual property rights and law. Third-party trademarks, product names, and logos on the App are the property of their respective owners. Leafless Cards retains sole rights for all use, production, and copy of its trademarks, and any misuse is strictly prohibited. Leafless Cards trademarks may not be copied, reproduced, modified, downloaded, published, exploited, or transmitted without first obtaining written permission from Leafless Cards. Leafless Cards retains all intellectual property rights, copyrights, and trademarks for any material that User accesses for personal use. User agrees to respect all applicable intellectual property laws and not use any materials on the App to create new works. User agrees to not use, copy, or distribute any of the content, including User Generated Content, other than expressly permitted, for any commercial purpose beyond legitimate business networking. User warrants that he or she owns all rights in any User Submissions posted to the App. User agrees not to post, modify, distribute, or reproduce User Submissions that belong to another person, without first obtaining the owner’s permission to post such User Submissions and grant to Leafless Cards all of the license rights granted in this Agreement.

Limitation of Liability and Disclaimer of Warranties

Leafless Cards provides the App "as is" and does not claim to make any warranties, express or implied, about the serviceability, merchantability, fitness for a particular purpose, or content of the App. Leafless Cards further does not warrant that its App or applicable server is free from viruses or other potentially harmful code. Neither Leafless Cards nor any of its service providers shall be liable for any claims arising from any use or inability to use products or services, privacy law violations, data breaches, the conduct of other App users, malfunctions or defects in the App, lack of privacy or security when using the App, for any delay in or lack of delivery, for any loss of profits, data, or business, for user or any third party, as permissible under all applicable law. If applicable law does not permit such an exclusion of liability for incidental, special, or consequential damages, Leafless Cards’ liability shall be limited to the maximum extent permitted by applicable law. User agrees to indemnify and hold harmless Leafless Cards and its service providers from damages, and neither party will be liable for any indirect, incidental, special, consequential or any damages whatsoever (including, but not limited to, damage caused by lost profits, loss of business opportunity, lost data, computer viruses, business interruption, lost revenue, or loss of goodwill) for any cause of action, whether in contract, tort, strict liability, or otherwise, arising out of or related to this agreement or a breach thereof. In no event shall Leafless Cards be liable for damages in excess of $100 or the price charged to user for user’s subscription (when applicable). This limitation shall not apply to death or personal injury to the extent that applicable law prohibits such limitation. Leafless Cards reserves the right to change or discontinue at any time any aspect or feature of this App.

Privacy

Leafless Cards is not currently HIPAA compliant. Users are solely responsible for compliance with HIPAA, HITECH, and similar data protection and privacy laws if applicable to their use. For purposes of this Agreement, "HIPAA" means the Health Insurance Portability and Accountability Act of 1996, as amended, and "HITECH" means the Health Information Technology for Economic and Clinical Health Act, enacted as part of the American Recovery and Reinvestment Act of 2009, as amended.

Leafless Cards and its affiliates will handle any Personal Data relating to the personnel of User, User’s affiliates and third parties acting on behalf of User (together, "Personnel") that is provided to Leafless Cards, its affiliates or third parties acting on the behalf of Leafless Cards for the purposes of this Agreement in accordance with the handling practices described in the Privacy Policy. User consents, and will ensure that the Personnel to whom such Personal Data relates consent, to the collection, storage, use, disclosure and processing of Personal Data of the Personnel by Leafless Cards, its affiliates and third parties acting on Leafless Cards’ behalf in accordance with the Privacy Policy for the purposes of this Agreement, including without limitation to provide the App to, or to communicate with, User and its Personnel. User represents and warrants that it is entitled in accordance with applicable laws to provide such Personal Data to Leafless Cards, its affiliates and third parties acting on Leafless Cards’ behalf for the purposes of this Agreement. User acknowledges, and will ensure that the Personnel to whom such Personal Data relates are aware, that the Personal Data may be transferred to other countries outside the domicile of User or its Personnel, and that the protections afforded Personal Data under applicable laws and regulations may not be comparable or as protective as such data is protected in their domicile.

For purposes of this Agreement "Personal Data" means any information relating to an identified or identifiable natural person; an identified or identifiable natural person is one who can be identified, directly or indirectly, including without limitation by reference to an identifier.

App Store Provisions

Apple App Store. If you downloaded our app from the Apple App Store, you acknowledge that: These Terms are between you and Leafless Cards, not Apple; Apple is not responsible for our Service or these Terms; Apple is a third-party beneficiary of these Terms and may enforce them; You will comply with Apple’s App Store Terms of Service.

Google Play Store. If you downloaded our app from Google Play, you acknowledge that: These Terms are between you and Leafless Cards, not Google; Google is not responsible for our Service or these Terms; You will comply with Google Play’s Terms of Service.

Device Requirements and Service Availability

Our Service requires compatible iOS or Android devices. You are responsible for ensuring your device meets our system requirements. We strive to maintain Service availability but cannot guarantee uninterrupted access. We may temporarily suspend Service for maintenance, updates, or technical issues. We reserve the right to modify, update, or discontinue features of our Service at any time with reasonable notice when possible.

Governing Law

The App is controlled and operated by Leafless Cards in Multnomah County, Oregon, United States of America. Leafless Cards makes no claim that the App or its services are appropriate or accessible to other locations. User accesses the App on her/his own initiative, accepts and agrees to be bound by the terms of the Agreement and the Privacy Policy, and submits to the jurisdiction and venue in the state or federal courts located in Oregon. This agreement shall be governed by the laws of the State of Oregon without giving effect to its conflicts of law principles. The provisions of this Agreement will be deemed severable, and the invalidity or unenforceability of any provision will not affect the validity or enforceability of any other provision.

Governing Law

If you have any questions about these Terms or otherwise need to contact us for any reason, you can reach us at privacy@setmore.com.

For general support inquiries, please contact support@setmore.com.

General Provisions

Entire Agreement. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Leafless Cards regarding your use of our Service.

Assignment. You may not assign or transfer your rights under these Terms. We may assign these Terms in connection with a merger, acquisition, or sale of assets.

Updates to Terms. We may update these Terms from time to time. We will notify you of material changes via email or in-app notification. Your continued use of our Service after changes take effect constitutes acceptance of the new Terms. This Agreement is effective as of July 9, 2025.

Open Source Components. Our Service may include open source software components, each subject to their own license terms.